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Write off up to 81% of your debt.
- Uses Government Legislation
- Stops all Interest & Charges
- Reduces Monthly payments to as little as £100 per month
- Consolidate debts over £3000
No Obligation, Confidential Debt Advice
Are You Eligible?
Could you write off up to 81% of your debt?
Some Of The Debts We Can Help With
Credit Cards
Personal Loans
Payday Loans
Overdrafts
CCJ Debts
Shopping Debts
Tax Arrears
Utility Arrears
If you're having problems with any of these types of debt, we have several solutions that might help.
We Can Help With These Creditors, And More!
Solutions We Offer
We have a number of ways to consolidate your debts in to one place, reduce your monthly repayment to an affordable amount and get breathing space from your creditors – so they can’t keep calling, texting or emailing you!
We know it can be daunting understanding these options and choosing which one best suits you, so our expert advisors are on hand to help you understand your financial position, answer all your questions and guide you through each of the options.
Debt Arrangement Scheme
Reduce your repayment, repay your debt in full with interest and charges frozen. Your home and all other assets are excluded from the process. Will impact your credit file for at least 6 years. The plan can fail if you breach any of the standard conditions.
Protected Trust Deed
One, affordable payment each month for four years. Any outstanding debt is written off at the end of the process. Usually you are able to protect your home. Homeowners should discuss this in detail with an advisor. Creditors get to vote on the proposal, so they may reject it if they feel it's unreasonable. Affects your credit file for 6 years.
Sequestration
Pay what you can afford for four years and any assets, including your home, may be sold to help pay your debts. Outstanding balances are written off. Certain restrictions apply and some debts are not written off. Affects your credit file for 6 years.
Minimal Asset Process
A form of sequestration for those in most need of debt write off. Pay a one off application fee and debts written off in 6 months. Homeowners and those with assets over £1k or a monthly disposable income, do not qualify. Certain restrictions apply, you remain under acquirenda for 4 years. Affects your credit file for 6 years.
Real World Examples
Possible Benefits
Debts Written Off
Up to 81% of your debt written off in less than 60 months.
Reduce Your Repayments
Reduce your monthly payment to one affordable amount each month.
Stop Creditor Contact
Creditors are not allowed to contact you, and cannot take further action against you.
Freeze Interest/Charges
Creditors cannot add any more interest or charges to your debt.
You're in good hands
Your car and home
Licensed Insolvency Practitioners
Understand your options same day